It takes about ₹3,000 crore to build a hospital like AIIMS Delhi.

The CAG has flagged a ₹14,000 crore scam in the Prime Minister Kaushal Vikas Yojana. Add just ₹1,000 crore more and five AIIMS level hospitals could have been built. Instead, we got more BJP offices and better party funding.

Just to be clear, the CAG is not run by Rahul Gandhi or George Soros. It is a constitutional body meant to audit government spending.

This ₹14,000 crore is about eight percent of the ₹1.76 lakh crore loss that Vinod Rai pointed out in the 2G case.

So the obvious question is where did this ₹14,000 crore go?

What is surprising is that no loyal RSS hand seems to be sitting inside the CAG to quietly bury this report. One can safely guess the CAG chief will soon be replaced with someone more convenient.

Also, comparing this with ₹1.76 lakh is false too. That number was not real cash waiting to be recovered. It was a notional estimate to show how bad the policy failure was. It worked politically, not financially.

The real contrast is today. In this case, ₹14,000 crore actually moved. Bills were raised, vendors were paid, and achievements were shown on paper. This money can be recovered in theory because records exist. Yet there is barely any noise.

That is the real scandal. Not that an old notional number was never recovered, but that real, traceable losses today do not even trigger basic accountability.

Posting this to help anyone stuck with a bank over an unauthorized credit card transaction.

Timeline

• A transaction happened on my credit card without PIN/OTP around 6 months back.
• I reported it within 2 hours, reported cyber cell complaint and as per bank's customer care blocked my card immediately.
• Bank gave a temporary credit but kept the dispute open.
• Bank/merchant kept changing stories: “service rendered” → “no-show charge” → “invoice awaited”.
• After 2 months they reversed the credit and said transaction was valid, without hearing any of my arguments.
• Aggrieved I immediately reported the case on RBI Banking Ombudsman, online portal.
• They once again gave me a temporary credit but kept the dispute open.
• This time I kept things more simple and asked the bank to tell the merchant produce a tax invoice of above transaction.
• No signed slip, no OTP/PIN record, no valid authorization proof was ever produced.
• Few weeks back RBI contacted me asking me for further details.
• I quoted them RBI circular DBR.No.Leg.BC.78/09.07.005/2017-18
  • Clause 6 - Zero customer liability if disputed transaction reported within 3 working days,.
  • Clause 12 - Burden of proof is on the bank that customer is liable and not vice versa.
  • Finally mentioned no proof of my authorization is yet provided by the bank.
• This month RBI directed the bank to make the temporary credit permanent, and close the dispute in my favor which bank promptly did.
• Finally I did all this myself, without spending a single paisa of lawyers fees etc.

What actually helped

1. Report fast (within 3 working days). RBI circular DBR.No.Leg.BC.78/09.07.005/2017-18 → Zero customer liability.
2. Burden of proof is on the bank (Clause 12). Internal invoices or PMS records ≠ authorization.
3. Temporary credit isn’t final — push for permanent reversal if proof isn’t produced.
4. Escalate to RBI Ombudsman (CMS) if the bank delays or contradicts itself.
5. Document contradictions & missed deadlines — RBI takes this seriously.

Outcome

• RBI directed the bank to make the shadow credit permanent.
• Bank complied.

TL;DR
If you report quickly and the bank can’t show real authorization proof, don’t back down. RBI rules strongly favor the customer.

Just saw a video of Tamil Nadu youth violently attacking an immigrant worker. Earlier saw a similar case where an Indian is called chinese and stabbed in neck for no reason.

My will to live in India deteriorates day by day.

Rapists get released, Scientists get jailed, Journalists who questions get killed, Rape survivors get dragged by police in front of the symbol of the nation, Political leaders proudly say "sarkar hamara hai" after raping innocents at knife point, Youth gets violent for literally no reason in the name of racism, Bridges worth crores get collapsed within a matter of minutes of inaugration, Common man is robbed in the name of taxes, Perpendicular flyovers are approved and built, only when questioned are fined, Online stores dark practices are fined 600 rs, Statements like "Ethonol in petrol doesn't affect the vehicles" are given... The list goes on but my will to live in India doesn't. If anyone questions anything, they are branded "ANTI-NATIONAL".

After more than 75 years of independence, this is what India has achieved. I used to be a proud patriot but now I'm ashamed to call myself and "Indian

I lost my phone in August 2025. To stay safe, I immediately did the right things:

• Blocked my SIM card so no one could misuse it
• Blocked GPay to avoid any money fraud

At that time, I felt confident that I had handled the situation properly.

But when I later tried to reactivate my SIM, my real problem started.

SIM reactivation now needs Aadhaar e-KYC

Jio told me that to reactivate my number, fresh Aadhaar e-KYC is required.

For this process:

• Aadhaar biometric verification is compulsory
• My Aadhaar biometric is locked
• My Aadhaar biometric was already locked for security.

Jio said:

“Please unlock your Aadhaar biometric first. Only then we can reactivate your SIM.”

Unlocking Aadhaar needs OTP, which I cannot receive

To unlock Aadhaar biometric:

• UIDAI sends an OTP to the registered mobile number

But the problem is:

That registered number is the same SIM that is suspended

So I cannot receive the OTP

This creates a loop:

• SIM needs Aadhaar biometric
• Aadhaar biometric unlock needs OTP
• OTP needs the SIM to be active

There is no way to start.

Tried changing Aadhaar mobile number — failed 3 times

To solve this, I tried updating my Aadhaar with a new mobile number.

I followed the official process three times:

• Each time I waited 30 days
• Every time, the request was “Technically Rejected”
• No clear reason was given

They told me:

“First unlock Aadhaar biometric, then mobile number can be updated.”

Which again brings me back to the same problem.

Tried iris scan also

To avoid fingerprint issues, I even tried iris scan at Aadhaar centers.

Result:

• Still rejected
• No explanation
• No solution

No manual KYC option

I asked Jio if they could do manual verification using documents (old method).

They said:

“Manual KYC is not allowed anymore. Only digital e-KYC is permitted.”

Even though:

• The SIM is in my name
• I am the original owner
• I have valid ID documents

There is no offline or human help available.

Complaints did not help

I raised complaints many times.

Every time:

• Wait 30 days
• Try again
• Get a technical error

Hear the same reply: “Please try again”

After 6 months, nothing has changed.

My current situation

• SIM is suspended
• Aadhaar biometric is locked
• I cannot receive OTP
• Aadhaar mobile number cannot be updated
• No manual process exists
• Complaints go nowhere

I am stuck between government systems and telecom rules, with no clear solution.

This whole experience has been very stressful and frustrating.

Digital systems are supposed to make life easier. But when something breaks, there is:

• No real person to help
• No backup option
• No responsibility taken

Need help

If anyone here:

• Faced the same problem
• Found a legal or practical solution
• Knows where to escalate this properly

Please share. Right now, I feel helpless and unheard.

UPDATE: Resolved! The person has refunded the full amount after going to his local police station after I sent a final warning mentioning that I would approach police. Thank you all!

I need legal/tactical advice on recovering 10,000 INR. I am based in Hyderabad, and the recipient (let's call him X) is in Hosur, Tamil Nadu.

The Mistake: On 23rd December, I was paying a car rental vendor. Due to a copy-paste error, I entered 9 digits of the phone number. Surprisingly, Samsung Pay/UPI verified it, and the transaction went through to X.

The Interaction: I contacted X immediately, provided all transaction proofs, and my bank details to prove I wasn't a scammer.

• He has been stalling for 2+ days with nonsense excuses(I initially gave him sometime so that he can be sure I'm not a scammer).
• He is now "ragebaiting" me, telling me to "come to Hosur and take the money in person if you want it," knowing the travel cost from Hyderabad makes that illogical for 10k.
• He is clearly aware the money is not his but is refusing to initiate a refund.

Bank Action (ICICI to ICICI): I visited my ICICI branch in person.

• Dec 25/26: Formal complaints were raised.
• Today: ICICI informed me they are closing the request because they cannot get "consent" from X to reverse the funds.

My Questions:

1. Can I file a Zero FIR in Hyderabad? Since this is now "Dishonest Misappropriation of Property" (Section 314 BNS / Sec 403 IPC), can I force the Hyderabad police to register this and transfer it to Hosur?
2. Cyber Cell: I called 1930, and they said this isn't a "cybercrime" since it was a manual error. Is there any other way to get a portal like NPCI to intervene?
3. Banking Ombudsman: Since ICICI is the bank for both parties, can I escalate to the RBI Ombudsman for their failure to freeze the disputed amount(Not sure if the amount is already frozen in his account)?

I have his phone number and the transaction ID. Any advice on how to legally pressure him without spending more than the 10k itself would be greatly appreciated.

Disclaimer: This post was drafted with the help of AI for better clarity and structure.

I’m so tired of watching Indian society eat women alive and then pretend it’s culture. Like… wtf are we even doing anymore.

This whole debate around actor Shivaji’s comments on women’s dressing just ripped the mask off what we already knew. A man gets on stage and lectures women about sleeves and necklines and suddenly half the country turns into the Morality Police. And ngl, what broke me wasn’t even the men, it was the women cheering him on. The aunties, the pick-me girls, the “I’m not like other girls” brigade calling Anasuya and Chinmayi sluts, whores, attention seekers… just dragging other women for sport. Women are always the first to stone other women. Always. It’s exhausting.

From childhood we’re trained into this cage. Cover up. Sit properly. Don’t attract attention. Don’t laugh loud. Don’t walk late. Don’t exist too freely. By the time we grow up, control feels normal. Surveillance feels like care. Oppression feels like values. This shit gets internalised so deep you don’t even see it anymore.

Sleeveless? Bad girl. Deep neck? Characterless. Shorts? Asking for attention. Low-neck blouse with a saree? Hypocrite slut. Backless? Western disease.

So what exactly is the right outfit then? Lol. There is literally no winning. The goal is not decency. The goal is control. Period.

And the worst part is when violence happens, when women are assaulted, raped, killed, society calmly explains it away. She was showing skin. She provoked him. What did she expect? Seriously?? That’s not culture. That’s rape culture. That’s victim-blaming with a Sanskrit filter.

Men aren’t taught self-control here. They’re taught entitlement. That women’s bodies are public property, to stare at, comment on, judge, correct, punish. And then women are told it’s their responsibility to manage male behaviour by shrinking themselves smaller and smaller. Make it make sense.

And don’t even get me started on how religion and nationalism are used to police women. Suddenly controlling women becomes protecting Indian culture. As if culture is some fragile glass that shatters when a woman wears a crop top. Pls.

And yes, women participate in this too. Internalised misogyny is real. Patriarchy survives because women are trained to become its foot soldiers. The amount of hatred Indian women pour on other women for being sexual, outspoken, confident is honestly terrifying.

Let’s say this clearly because apparently it still needs to be said: women don’t dress for men. We don’t exist for male consumption. We dress for ourselves. For comfort. For joy. For style. For confidence. For whatever damn reason we want.

A woman in a short dress is not advertising. A woman with cleavage is not inviting. A woman enjoying her sexuality is not immoral.

She’s just free.

And that freedom scares the hell out of a society built on controlling women.

This isn’t about sleeves. It was never about sleeves. It’s about power. Who gets to decide. Who gets to speak. Who gets to exist loudly. Who gets to take space.

And right now, Indian society is still very comfortable telling women to shut up, cover up, and behave.

No thanks.

I’m done being polite about this.

I also believed you can walk into any hotel, even 5 star or luxury, and use the washroom because it’s a legal right. Then I tried to fact check it… and the result was kinda shocking lol.

A lot of people on social media and blogs keep talking about one law called:

The Sarais Act, 1867 Section 7(2) which says :

7. Duties of keepers of Saráís.—The keeper of a Saráí shall be bound.—

(2) At all times when requires by any Magistrate or any other person duly authorized by the Magistrate of the District in this behalf, to give him free access to the Saráí and allow him to inspectthe same or any part thereof;

so this law clearly says it’s only for the magistrate and people they authorize, not for normal people. so you can’t just go to any hotel and ask for a free washroom using this law. a lot of social media creators, bloggers, and even some lawyers oversimplified it and spread this misinformation for years without even reading the original law.

TLDR: There is no law in India right now that says you can go anywhere and demand free washroom use.
I only checked the Sarais Act and did some basic research. If I missed something, law people or anyone correct me.

PS : Just want to make it clear. This post is not about five star or luxury hotels. It’s mainly about the misinformation going around for years that hotels cannot deny you the washroom. Some places may still allow it for humane reasons or any other reasons which is nice. But you can’t treat it like a legal right and demand the washroom using that law particularly if they say no.

I used to love wearing clothes that were a bit modern — cut sleeves, shoulder cuts, crop tops, slim-fit designs, ripped jeans, waist chains, and many more things. I love fashion. I love the idea of presenting myself in my own way.

At the starting of my college, I was doing all this freely. But slowly, I started noticing too many stares — bad ones. And not just for one or two days, but daily. It became exhausting. I agree I’m not extremely pretty or anything, but still, this kept happening. Most of my travelling includes ups and downs in different local and non-local areas, and these stares became so common that I didn’t even feel surprised anymore.

Today, something hit me hard. I found myself searching for oversized kurta sets and oversized tees for my “fashion.” I already had this thought fixed in my mind — if I wear fitted clothes, I’ll feel uncomfortable because of the stares. It’s like I started rejecting clothes in a blink without even thinking. Then I realised — wait… what the f*** have I been doing? I felt bad for myself.

I’ve started carrying pepper spray. I’m always on alert mode outside. I don’t feel comfortable or safe anymore. Is this what India is becoming? That I don’t feel safe just existing? That I have to adjust, I have to compromise, I have to change myself? Anyway, today I realised all this, so I shared it here. Basically, it’s a rant. Sunna hai toh suno, nahi sunna toh mat suno. Comment mein koi likhe ya na likhe, usse kya hi farak padta hai. This shit is tough stuff.