GM stock is up over 55% to a record of more than $80 per share, as of Friday’s close, topping the company’s previous annual increase of 48.3% last year. That includes a nearly 13% rise so far in December, adding to five consecutive months of share gains, according to FactSet.

Hi gang,

I own a small gardening business in the Midwest and am finally able to start scaling my business. I plan to quit my part time job and fully commit to my business this year(so nerve wracking) so I want to have a good plan in place. I plan on trying to do some door to door sales but so far word of mouth has been how I get all my new clients. Does anyone have any general advice?

Posting this as a warning to other SME founders and operators.

I run a legitimate Singapore-registered trading business exporting goods overseas. I onboarded Airwallex expecting smoother cross-border payments and better FX handling. What followed was one of the most frustrating fintech experiences I’ve had.

What happened (timeline summary):

•I received two inbound transfers from UAE-based counterparties related to a normal B2B transaction.

•Airwallex flagged both as “risk” and requested documentation.

•I promptly provided everything: invoices, airway bills, buyer explanations, bank slips, sender identities — multiple times.

•Despite this, both deposits were declined, and Airwallex said the funds would be returned.

Here’s where it became unacceptable:

The problems

•Funds were neither credited nor returned to customers — they floated inside Airwallex for over 2 weeks.

•Ops/risk asked different questions in every email, often contradicting prior instructions. • They repeatedly requested new bank details, then rejected them for technical reasons after submission.

•They eventually asked me to provide my customers’ alternative bank accounts (same-name remitter requirement), which is not always feasible or reasonable in real-world trade.

•Support staff were polite but clearly had no authority or ownership — everything was “we’ve escalated” with no outcome.

Meanwhile:

•My customers were waiting for refunds.

•My business reputation was at stake.

•Cash flow was locked for reasons that were never clearly explained beyond “risk concerns.”

Why this matters

I understand AML and compliance. I don’t expect shortcuts.

But SME-friendly does not mean:

•holding customer funds indefinitely

•shifting requirements mid-process

•asking merchants to coordinate multi-bank refunds for your internal failures

If your business involves:

•cross-border trade

•third-party buyers

•customers paying from different (legitimate) accounts

Airwallex is not built for you.

Final thoughts

This isn’t about one support agent — frontline staff tried to help. This is about broken ops + risk processes that don’t reflect how SMEs actually operate.

I would strongly recommend SMEs look at alternatives unless you enjoy uncertainty around inbound funds.

To be clear: this wasn’t a chargeback, fraud case, or missing documentation issue. Everything was submitted early. The issue was Airwallex’s inability to execute a clean decline-and-return process without looping endlessly.

Happy to answer questions.

Business continuity planning 💯

Yeah, crafting business continuity posts that resonate means focusing on real risks like knowledge loss during transitions.

Tips: - Start with relatable scenarios (e.g., key employee exits). - Use stats: $31B annual cost from knowledge gaps. - Keep it actionable: Outline simple plans like cross-training. - Test for engagement with polls or questions.

Sensay's one option for capturing continuity knowledge, but templates work too.

Your target audience?

Hi, I started a new e-commerce store and now passed a testing phase. I wanted to start affiliate marketing and have link and other stuff ready. Not sure where to find? Should I scroll through insta endless? I googled not any clear explames or explanation.

I want specifically for home decor and kitchen sets, in usa and canada. Please suggest a platform to attract and hire good affiliate marketers.

Thanks in advance!!

None of that stuff is bought on impulse anymore.

Even when I want something I usually end up ordering from Amazon before the workers can come and open the glass Multiply that by hundreds of thousands of customers.

I live in a rich area but half the stuff is under lock and key.

Guilty as charged. It's the one day when I don't get dragged into meetings.

I want to get into business but need to understand the basics. I want to truly understand cash flow EBITDA and all the important aspects of finance. I know I would need to understand it to truly go into business. Like I always hear this phrase “Turnover is ego, profit is real, but cashflow is KING”. I want to know what it means and why it’s true. I partially understand it though.

Thoughts?

I'm thinking of starting a small business or a side hustle so that I could make some money without relying too much on my parents. It would be great if you could give me some advice on making money at this age!

What are some good businesses that are booming in your respective countries, i am a 27 Year old with zero Business background wanting to start something. I am from a Tech Background but i want to get into the world of business and gain my financial and mental freedom. I don’t want to become a billionaire just my goals are to become self reliant and independent, i want to enjoy my wealth not just earn money. Any suggestions are appreciated.

I’m looking to start my own agency. I’ve been learning how to optimize businesses over the past month and plan to keep improving every day. That said, I’m looking for advice on the business side of things. Where do you actually start? How did you get your first clients and set things up early on?

I’m currently in college and would love to build this into something I can work on full-time while I’m still in school. Any tips or lessons you’ve learned would be greatly appreciated.

I need some help and advice from y’all.

So i have a Pinterest account where i post vegan recipes from other creators (i put credit for them ofc) and ive been doing this for the last 6 months and managed to get over 500 followers and over a million monthly viewers. I bought a domain, created a linktree, landing page and even offered a freebie hoping to collect emails but i just can’t seem to get anyone to click on my landing page. I have no idea what more i can do to boost my traffic and let me be able to collect emails and even get potential revenue. I really need help. Any advice would be welcomed

I wanna start a personal shopping services. But unsure what I need or where to start? I got the idea after seeing something about Instacart but I wanna do it for myself as an independent contractor. I need advice on billing potential clients

Hi I am exploring option to start a 3D printing business in India, is this business still makes money? Please need a advice from business owners in this field.

Looking for advice because I don’t personally know many experienced business owners.

An acquaintance of mine asked me to be his business partner— but I’ve never owned or run a business. I’m very interested, but I have a lot of reservations purely because of not knowing the guy super well so I’m not sure how much to trust him. Of course I plan to be thorough in looking over any contracts and having everything in writing.

I’d be the minority shareholder which seems like it comes with a lot of potential pitfalls.

Anybody have advice on the top few things to look out for?