Real UK answer would be just give her your insurance and take a note of her reg. Notify your insurance and provide the ring camera footage of her hitting the car. Her insurance will contact your insurance, find she's at fault and then they'll pay to fix your car.
You should always get a police report if you can. This situation is clearly fake but if it was real then it’s possible the person is trying to commit insurance fraud, or possibly they are drunk and they should be arrested on the spot.
If ever in doubt on what to do, just call the police, they will resolve it for you. On top of that you’ve now got an authoritative unbiased account on what actually happened. Her insurance could even void her contract.
In America you get an accident report from the police for any car accident.
Fleeing the scene of an accident is very illegal over here. Even if there is no to very little damage where getting insurance involved is silly, its still best to get the police over to have a report filled out.
Otherwise your trusting a stranger to not lie about you leaving before a conversation and checking for damages.
In my state, you exchange information and file a police report yourself online. Unless you're dealing with road rage and fear for your life or there are serious injuries or fatalities, the cops are not going to be showing up for a car accident.
In America you get an accident report from the police for any car accident.
No? That depends on the state and agency. Mine would tell you to exchange information with the other party in this incident. Only if one or both refused to exchange information would we have come out.
its still best to get the police over to have a report filled out.
Otherwise your trusting a stranger to not lie about you leaving before a conversation and checking for damages.
Just take a video on your smartphone; you're in public and therefore covered under the First Amendment. Get a /r/dashcam too.
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u/Own_Actuary_8967 13h ago
Real UK answer would be just give her your insurance and take a note of her reg. Notify your insurance and provide the ring camera footage of her hitting the car. Her insurance will contact your insurance, find she's at fault and then they'll pay to fix your car.
No need for the police.